Financial Aid Programs
Federal Pell Grant
The foundation of federal student financial aid, Pell Grants are awarded only to undergraduate students ( those who have not earned a bachelor’s or graduate degree) who demonstrate financial need.
Federal Supplemental Educational Opportunity Grant
(FSEOG) Supplemental Grants are awarded to undergraduate students with exceptional financial need. Federal Pell Grant recipients receive priority for FSEOG awards.
Federal Work Study (FWS)
Work-study awards provide part-time employment opportunities for eligible students to earn money to meet college expenses.
Federal Direct Stafford Loan
The U.S. Department of Education provides the funding for student loans which are borrowed money that must be repaid with interest. Student must be enrolled in at least six credits each semester to be eligible. Returning student must have earned 30 credit hours to be eligible to borrow a second-year loan.
Federal Direct PLUS Loan
PLUS loans are available to eligible parents of dependent students who are enrolled in at least six credits each semester. Parent loans are borrowed money that must be repaid with interest.
North Carolina Community College Grant (NCCCG)
This state grant provides funding to North Carolina residents enrolled in a community college who demonstrate limited or no eligibility for Federal Pell Grants.
North Carolina Education Lottery Scholarship (NCELS)
This state grant provides assistance to needy NC resident students enrolled at least half-time. Eligibility is determined based on the same criteria as the Federal Pell Grant with one exception: students not eligible for the Federal Pell Grant with an estimated family contribution of $5000 or less will be eligible for an NCELS.