Skip Navigation
Cape Fear Community College logo



Cape Fear Community College full-time employees automatically become members of the North Carolina Teachers’ and State Employees’ Retirement System (TSERS). Employees contribute 6% of their pre-tax salaries into the system.

Retirement System Website
Retirement Handbook 2019
Login to Orbit to review your account information and elect/change beneficiaries

Members of the retirement system become vested after a minimum of five years of retirement service credit (including service with other agencies). Vesting means that you are eligible to apply for lifetime monthly retirement benefits once you meet the minimum age and service requirements set forth by the retirement formula (as long as you do not withdraw your contributions).

Retirement Eligibility
Employees may retire with unreduced benefits after:

  • age 65 with 5 years of creditable service 
  • age 60 with 25 years of creditable service, or
  • at any age with 30 years of creditable service

Employees may retire early with a reduced benefit after:

  • age 60 with 5 years of creditable service, or
  • age 50 with 20 years of creditable service


Retiree Medical
If you were first hired prior to October 1, 2006, after you retire the state will pay the same amount of employee-only premium as the college pays for active employees. If you were hired on or after October 1, 2006, you must have 20 or more years of creditable service to receive this full benefit. If you have between 10 and 20 years of service, the state will pay 50%. If you retire with 5-10 years of service, you must pay the full premium. Beginning January 1, 2014, Medicare-primary retirees have a new set of State Health Plan options available. Details are available at the State Health Plan Website.

Frequently Asked Questions

  • What is Orbit and how do I login?
  • How to Designate/Change Beneficiaries: To change your beneficiary(ies), complete the following steps:
    1.  Login to ORBIT at​
     (If you have not used ORBIT before, you will need to register by clicking on the Register button on the same page.  To complete the registration, you need to supply your Social Security number, birth date, and zip code.)
    2. Once logged in, click on the “Maintain Beneficiaries” tab on the left hand side of the screen.
    3. On the next screen, you can view your beneficiaries, and use the add, edit and delete features to change your beneficiary(ies).​
  • ORBIT FAQs and How To Videos


New Hire Information


Thinking about retirement within the next couple of years? Here are some resources to help you get started:



Return to benefits


Pages: 1 2 3 4 5

Wilmington Campus
411 North Front Street
Wilmington, NC 28401
(910) 362-7000

North Campus
4500 Blue Clay Road
Castle Hayne, NC 28429
(910) 362-7700

Burgaw Center
100 East Industrial Drive
Burgaw, NC 28425
(910) 362-7900

Hours of Operation
Monday-Friday: 8:00am to 5:00pm

Accessibility Services

Cape Fear Community College does not discriminate on the basis of race, color, national origin, sex, disability, religion, political affiliation or age.