To determine financial need, students must first apply for financial aid. Many students / families mistakenly think they do not qualify for aid. There are a few sources of aid, such as Unsubsidized and PLUS loans that are available regardless of need. See steps below to get started.

Step 1: Apply for Admission!

The first step is applying for admission to Cape Fear Community College (CFCC). If you have already applied skip to Step 2.

If you have applied to or attended CFCC during the past three years, you do not need to complete another application.  Doing so will negatively affect your current records. If you are unsure about your last term of enrollment, contact Admissions at 910-362-7557.

Step 2: Apply for Financial Aid.

Log onto www.fafsa.gov and click the green “Start a New FAFSA Here” button in the center of the screen.  Log in and select “Start 2015-16 FAFA”.  Enter the student information.  Once you hit “Next”at the bottom of the screen, you want to click FSA ID STATUS.  This is where you will creat your FSA ID and Password.   If you are a dependent student, your parent will need a FSA ID and Password too.  This process take some time to complete.  Please make sure that you have a pen and paper handy due to the nature of having to write down security questions/answers.  Next, Log onto www.fafsa.gov Select the appropriate school year. Please see the info and aid tools tab below for more information. CFCC will contact you via your CFCC email in regards to your FAFSA, typically within 7-10 business days. You will either receive an award letter, or a letter requesting more documents.

If you wish to apply for a student or parent loan, you must first complete the FAFSA and then complete the paperwork located under the Programs tab below.

News, Links, and Financial Aid Tools

News & Announcements

Graduating from CFCC?  Did you borrow student loans and have questions? Need help completing the required Exit Counseling? Please call our office for an appointment.

CFCC’s FAFSA priority date for Fall 2015

It is strongly recommended that applicants submit a Free Application for Federal Student Aid (FAFSA) by June 30th and submit all requested supporting and loan application documents by July 15th for Fall 2015 financial aid consideration. We will continue to review and process applications received after the above dates but will not guarantee that aid will be finalized in time to avoid your having to pay out of pocket for tuition and fees and books and supplies. Please check your CFCC email account for updates on the status of your financial aid application.

The student is responsible for all charges in the absence of a financial aid award. Payment can be made by cash, check, debit card, MasterCard, VISA, American Express and Discover. WebAdvisor is available for making payments by debit and credit cards. Students may also enroll in the automatic monthly Tuition Payment Plan provided by Nelnet Business Solutions. To learn more about the Tuition Payment Plan, please visit http://cfcc.edu/businessoffice/paymentplan/. Make appropriate arrangements to pay to avoid having your schedule of classes canceled.


Fall Loan Information

Please be advised that we will not be accepting Loan Confirmation forms for the 2015-2016 school year until AFTER MAY 1, 2015

Loan Information

Loan Information

Federal Direct Student Loan Program

New Federal Regulation Limits Subsidized Loan Eligibility – A Federal Direct Loan borrower receiving his or her first loan on or after July 1, 2013, or a previous Direct or Federal Family Education Loan borrower who has repaid in full, is eligible for a subsidized Direct Loan for a maximum of 150% of the length of the academic program (certificate, diploma, degree) in which he is enrolled.  For example, a borrower will be limited to receiving subsidized loans for 3 years if enrolled in a 2-year program.  Borrowers reaching this limit can receive only unsubsidized loans, if all other eligibility criteria are met.  Additionally, borrowers who reach the 150% limit will lose the interest subsidy on all outstanding subsidized loans.

  •  Exit Counseling (For graduating students and students who withdraw from school)

 Alternative Loans

If you are unsure who holds your loan(s) and need help identifying your lender, servicer and/or guarantor, use the National Student Loan Data System (NSLDS) Student Access site to retrieve your loan information, including outstanding balances and statuses. You may also contact them by phone at 800-4-FED-AID (800.433.3243).

Direct Loan Forms

2015-16 Federal Direct Parent Loan Forms

Financial Aid Eligibility/Refunds and 2nd Mini Session Registration

Students attending the full 16-week fall session and/or the first mini session are allowed to register for 2nd mini session classes during the first eight days of the full 16-week semester. The classes in which students enroll during this period of time will qualify for financial aid if the student is otherwise eligible. Students attending ONLY 2nd mini session classes can register for the 2nd mini session up to the day before the 2nd mini session begins to qualify for financial aid if the student is otherwise eligible. Students enrolled in the second mini session will not receive the financial aid associated with those credits until approximately four weeks after the start date of the second mini session. Click here for more details

New Loan Disbursement Rules Take Effect with the Spring 2014 Semester

Beginning with Spring 2014 and the foreseeable future, one-semester-only loans will be paid to students in two equal disbursements.  For example, a student requests a Federal Direct Stafford Loan in the amount of $1750 to be received in the spring semester only. The second half of the loan, or $875, cannot be disbursed any earlier than the mid-point of the semester, which falls on March 7. This second disbursement will not be made to students who are no longer in attendance on March 7.

Because 18% of former CFCC loan borrowers have failed to repay their student loans, U.S. Department of Education regulations mandate that disbursements to current students be made as described above.

Mailing of the Refund Checks

Checks are mailed via the United States Postal Service.  Please allow 2 to 3 business days, at a minimum, for your check to arrive to the address that we have on file for you.

General Financial Aid Information

Info & Aid Tools

Applying for Financial Aid

Financial Aid Tools

FAFSA4Caster  To begin exploring your financial aid options and get an early start on the financial aid process, FAFSA4Caster is for you!

CashCourse   To manage your money and allow you to plan for your future, check out CashCourse!

www.FederalStudentAid.ed.gov/completefafsa This federal web site explains how to complete the FAFSA and the purpose of the FAFSA questions.

Sample Loan Repayment Chart 

CFNC Financial Literacy Information  To begin exploring financial literacy tools and become acquainted with Money Management

mygreatlakes.org/go/webcasts Great Lakes offers many webcasts on various Financial Aid questions. Attend a live session, and have your questions answered, or watch an on-demand session at your convenience.



Progression Standards

Progression Standards

Revision to Financial Aid Satisfactory Academic Progress Policy

If a satisfactory academic appeal is approved, the student regains financial aid eligibility for one probationary semester.  During the probationary semester and all subsequent semesters, the student must achieve a 75% completion rate and maintain a term GPA of 2.0.  Failure to do so will result in suspension of financial aid eligibility after which the student will regain eligibility ONLY by taking a minimum of 6 credits, without benefit of financial aid, until s/he is in compliance with all components of the CFCC satisfactory academic progress policy for Continued on Appeal status (75% completion rate and 2.0 minimum term GPA).  Courses which the student retakes will not be included in the determination of Continued of Appeal status.  The classes in which a student registers to regain eligibility must be required for program completion.

Important Dates

Fall 2015

  • Aug 12 -- Students may begin charging in the bookstore
  • Aug 21 -- Classes Begin- Full Semester and 1st Mini Session
  • Sept 4 -- Last day to Charge books
  • Sept 7 -- Closed Holiday
  • Sept 25 -- Financial Aid Checks mailed
  • Oct 19 -- Student may charge books for 2nd mini session
  • Oct 22 -- Classes begin - 2nd mini session
  • Oct 23 -- Financial Aid checks mailed for 2nd disbursement of Fall only Full Session Loans
  • Oct 27 -- Last day to charge books for the 2nd mini session
  • Nov 18 -- Financial Aid checks mailed - 2nd mini session

The 2015-16 Scholarship Application will be available beginning July 13, 2015


Related Scholarship Information

Email Correspondence

  • Student correspondence from the Financial Aid Office is sent via e-mail.
  • Students should check their CFCC e-mail accounts frequently for important information from the Financial Aid Office, including documents required to complete the application process and award notices.
  • New applicants should allow 4 business days in the creation of a CFCC email account.
  • Students can elect to receive paper copies in addition to electronic correspondence by indicating that preference on Webadvisor by clicking on “Financial Aid Correspondence Option”.